How to Control Debt & Hidden Costs to get the Loans

Dear All,

As people need money to survive, to grow and also to win the race , people also should be careful when they are striking a deal.

A loan amount which is not well negotiated with terms and conditions can ruin a life.Because after getting the loans if you try to fight , bankers will show you just your signature on the agreement paper.

So before you strike a deal first try to know :-

1. What is the processing fees?

2. What is the early repayment penalty ?

3. What is the penalty amount if you are in non repayment schedule ?

4. What is the Rate of interest-----Reducing or Flat.?

5. If you want to switch over from fixed rate to floating rate then ?

6. What is the tenure of repayment ?

7. EMI amount to be paid each month .

8. What is the principal and how much is the interest ?

9. If you can not pay in time then how much extra time you will get from them.

10. What are the mortgages they require to sanction the loan ?

11. What are the papers you need to submit before them ?

And of course before signing on any agreement just go the papers very carefully so that you may also find any new hidden costs! Happy loans !!

Thanks

How to Get Loans/Student Loans and Debt Consolidate

People need loans at each and every step of life to cater to his /her needs .

It may come in the form of Various types:

1.Student Loan for Higher Studies,Project Work, High End Software training etc.

2.Housing Loan for Dream Flat at Sea Side or for Nice Cottage

3.Car Loan for Dream Car

4.Personal Loan to serve many emergencies.

5.Loan for Medical Treatment .

6.CC loan for Corporate Body.

7.OD limit extension for Corporate sector.

8. Mortgage Financing.

9. Loans against Bills.

10. Loans to meet of another debt. etc .

But one thing need to remember that during the loan taking time one should be aware about its repayment schedule , interest, early repayment fees, etc .

In Practical lot of people fall in to the trap of interest and starts maintaining a miserable life , taking the tension of repayment , debt consolidation , structured settlement etc .

You can find a lot of solutions from here starting from loan/student loan taking
to Debt Consolidation, Structured settlement , Credit Repair , Mortgae Financing etc.

We will discuss here one by one and step by step about how to get loans at a reasonable rate ? How to Debt Consolidate ? How to Credit Repair and lot more!